Life + LTC
Hybrid Life / Long Term Care (LTC) Products are becoming more popular every day.  Yes, they can be complicated, but do not have to be . . . .when you work with an agent that specializes in BOTH LIFE AND LTC INSURANCE!!  Combining an  indexed Universal Life insurance Policy with a Long Term Care Insurance rider is a real "Win-Win" situation, because the investment is coming back to fund long term health care, retirement income, death benefits for heirs, or possibly some of all three. Know any other vehicle that can do this?